Sente is a mortgage bank offering the widest variety of products and pricing, with start-to-finish control over the loan process. While big-box banks offer similar control, the only products they offer are those they service. Mortgage brokers also offer a wide variety of products, but your loan approval and closing may be delayed subject to the approval of entities that are not a part of the brokerage.
Sente Mortgage offers a wide variety of loan programs including Conventional, FHA, VA, USDA and Jumbo. Our in-house processing, underwriting and funding allow us to confidently meet your closing date.
What makes Sente different?
- Experience — The core team at Sente Mortgage has been working together since 1997. Our processing and underwriting team has a collective 220+ years of experience in the mortgage business.
- Regulatory and Requirement Savvy — In today’s mortgage environment, keeping up with the latest regulations and requirements is a challenge. Something as simple as using the wrong form or not having a newly required signature can delay a closing. Sente has dedicated staff focused solely on keeping up with this information and keeping everyone informed.
- Truly Personal Service — At Sente, your loan officer and loan processor get to know you through consistent communication. We keep you informed during every step of the process.
- In-House Appraisal Panel — New appraisal rules in the past year have caused many mortgage companies to turn to appraisal management companies. This has resulted in slow and sometimes inaccurate appraisals since the companies don’t always know the skills of the appraisers they use. Sente has chosen to manage an appraisal panel through a round-robin selection so that we can continue to use appraisers who are local and competent.