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Mortgage Banker

NMLS: 213898

(713) 248-5888

Sente Mortgage

About Me

Being a serious “people person,” Ann is always available to her clients during and after the loan process to discuss any cares or concerns, as building relationships with clients is most important to her.

After the sale of her business, Ann’s Creative Framing and Antiques in 1999, Ann joined the mortgage industry and found it to be a most rewarding and exhilarating experience!  Having her own business in the past has been a strong building block for her present business success. Ann’s commitment to the very highest level of customer service and business ethics has proven again to be the key to a successful mortgage business.

Professionalism, enthusiasm, and market knowledge enable Ann to focus on the needs of her clients.  She works strictly from personal referrals, and making every person’ closing experience move smoothly, stress free, and on time is her goal.

Ann is able to provide the following types of financing;

  • Lot loans and construction loans to build a new home
  • FHA, USDA and Conventional Loans
  • VA and Texas Vet loans for Veterans
  • Down Payment Assistance [DPA] loans for first-time home buyers
  • Financing for investment properties and commercial properties
  • Loans for Manufactured Housing

What type of
Loan is right
for you?

Different people have different financial needs. We have a solution for every situation. How can we help you today?

I'm a first-time
home buyer

After years of renting, it's time to take your next big step: Home Ownership. But where to begin?

I'm an experienced
home buyer

You've done this before, but it's been awhile. Perhaps a few notes on what's changed is in order. 

I'm a U.S. Veteran

You've served your country with honor. Now it's the country's turn to serve you, with the help of a VA Loan.

I am looking to

You already have a loan in place, but your interest rate is nothing to brag about. Maybe it's time to refinance.

I'm a real estate

Looking to buy another home? Here are five tips to consider before you purchase an investment property.

Get Prequalified Today

Apply online or call with questions (713) 248-5888

How It Works

Find out more about our streamlined process, loan products, mortgage calculators, answers to FAQs and more... 

From the Blog

Refinancing: Understanding the Break-Even Point

Whether your refinancing goal is to lower your interest rate, lower your monthly payments, pay off your mortgage sooner, or take out some cash for…

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Sente Mortgage Announces Branch Opening in North Austin

Sente Mortgage expands locations serving the Austin area AUSTIN, TX – June 24, 2019 – Sente Mortgage, an Austin-based independent mortgage bank today announced the…

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Send a Message


  • 3730 Kirby Drive
    Suite 1010
    Houston, TX 77098
  • Office: (713) 893-3660
    Direct: (713) 248-5888
  • Email:
  • Operating Hours: Monday - Friday
    8:30 AM - 5:00 PM

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