Mortgage Banker

NMLS: 298030

(713) 927-3157

Sente Mortgage

About Me

It is one of the beautiful compensations of this life, that no person can sincerely try to help another person without also helping himself.”  —Ralph Waldo Emerson

JT has been in the mortgage industry since the early 1990s. Before joining the mortgage industry, he started his career in real estate in Oklahoma, continuing in Texas in 1985. Additionally, JT ran his own consulting business from 2001-2011.

JT believes in the value of home ownership and understands the importance of finding the right loan to compliment each individual’s unique financial situation, and he is dedicated to keeping his customers fully informed throughout every step of the mortgage process.

Things to know about JT:

  • He is a member of the Mighty Oaks Warrior Foundation.
  • A U.S. veteran, JT’s proudest moment was using his Veteran eligibility to purchase his first home, fulfilling the American dream of home ownership.
  • When not originating mortgages in the Houston area, JT enjoys reading about and traveling to Early American–especially Texas–historical sites and museums.

What type of
Loan is right
for you?

Different people have different financial needs. We have a solution for every situation. How can we help you today?

I'm a first-time
home buyer

After years of renting, it's time to take your next big step: Home Ownership. But where to begin?

I'm an experienced
home buyer

You've done this before, but it's been awhile. Perhaps a few notes on what's changed is in order. 

I'm a U.S. Veteran

You've served your country with honor. Now it's the country's turn to serve you, with the help of a VA Loan.

I am looking to
Refinance

You already have a loan in place, but your interest rate is nothing to brag about. Maybe it's time to refinance.

I'm a real estate
Investor

Looking to buy another home? Here are five tips to consider before you purchase an investment property.

Get Prequalified Today

Apply online or call with questions (713) 927-3157

How It Works

Find out more about our streamlined process, loan products, mortgage calculators, answers to FAQs and more... 

From the Blog

Refinancing: Understanding the Break-Even Point

Whether your refinancing goal is to lower your interest rate, lower your monthly payments, pay off your mortgage sooner, or take out some cash for…

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Sente Mortgage Announces Branch Opening in North Austin

Sente Mortgage expands locations serving the Austin area AUSTIN, TX – June 24, 2019 – Sente Mortgage, an Austin-based independent mortgage bank today announced the…

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Send a Message

Contact

  • 9235 Katy Freeway
    Suite 360
    Houston, TX 77024
  • Office: (281) 657-0472
    Direct: (713) 927-3157
  • Email: JT.Troutner@SenteMortgage.com
  • Operating Hours: Monday - Friday
    8:30 AM - 5:00 PM