Mortgage Banker | Production Partner

NMLS: 1401382

(512) 617-9520

Sente Mortgage

About Me

“The best preparation for tomorrow is doing your best today.” -H. Jackson Brown, Jr.

Kim joined Sente in 2015 as a Production Partner with the Kristin Carroll Team. She is so passionate about the mortgage process that she wanted to expand her expertise, and became a Mortgage Banker. Kim specializes in fostering relationships with builders in the Austin area. When it comes to mortgage lending, Kim’s passion is creating financial possibilities through options that best suit the long-term goals of her clients.

Things to know about Kim:

  • Kim has diverse experience in an array of industries, combining 20 years of administration, management, and technical integration.
  • She is involved in many organizations including volunteering with Homes for our Troops and local community outreach.
  • Kim also enjoys spending time with her family, swimming, and helping others achieve the dream of home ownership.

What type of
Loan is right
for you?

Different people have different financial needs. We have a solution for every situation. How can we help you today?

I'm a first-time
home buyer

After years of renting, it's time to take your next big step: Home Ownership. But where to begin?

I'm an experienced
home buyer

You've done this before, but it's been awhile. Perhaps a few notes on what's changed is in order. 

I'm a U.S. Veteran

You've served your country with honor. Now it's the country's turn to serve you, with the help of a VA Loan.

I am looking to

You already have a loan in place, but your interest rate is nothing to brag about. Maybe it's time to refinance.

I'm a real estate

Looking to buy another home? Here are five tips to consider before you purchase an investment property.

Get Prequalified Today

Apply online or call with questions (512) 617-9520

How It Works

Find out more about our streamlined process, loan products, mortgage calculators, answers to FAQs and more... 

From the Blog

Refinancing: Understanding the Break-Even Point

Whether your refinancing goal is to lower your interest rate, lower your monthly payments, pay off your mortgage sooner, or take out some cash for…

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Sente Mortgage Announces Branch Opening in North Austin

Sente Mortgage expands locations serving the Austin area AUSTIN, TX – June 24, 2019 – Sente Mortgage, an Austin-based independent mortgage bank today announced the…

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Send a Message


  • 901 South MoPac Expressway
    Bldg IV, Suite 125
    Austin, TX 78746
  • Office: (512) 637-9900
    Direct: (512) 617-9520
  • Email:
  • Operating Hours: Monday - Friday
    8:30 AM - 5:30 PM