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About Me

“When I work with my clients, I first listen to their concerns and goals and ask a lot of questions. Then we discuss the advantages of various mortgage programs, and work to identify the mortgage product that is best tailored to the client’s short- and long-term needs.”

A 34-year veteran of the mortgage industry, James Racanelli has been a mortgage banker for more than 20 years. He is a founding partner and one of the original mortgage bankers for Sente Mortgage, and has worked tirelessly to help bring home ownership within reach for Central Texas families. A University of Texas at Austin graduate with a Business degree in Finance and Real Estate, James is known by his clients and colleagues as determined, trustworthy, caring, and dependable.

Things to know about James Racanelli:

  • Married for more than 30 years, James and his wife have two successful daughters – one a Longhorn and the other a Bobcat, which makes for quite an interesting football season!
  • While James is passionate about his job and strives to help every client obtain their dream of homeownership, his number one priority is his family. His wife and daughters are the lights of his life and his success is driven by his love for his family.
  • In his spare time, James enjoys listening to live music, boating, watching baseball, traveling, and running.
  • His knowledge and commitment to customer service have earned James numerous awards, including Top Net Promoter Score and Top Producer.

What type of
Loan is right
for you?

Different people have different financial needs. We have a solution for every situation. How can we help you today?

I'm a first-time
home buyer

After years of renting, it's time to take your next big step: Home Ownership. But where to begin?

I'm an experienced
home buyer

You've done this before, but it's been awhile. Perhaps a few notes on what's changed is in order. 

I'm a U.S. Veteran

You've served your country with honor. Now it's the country's turn to serve you, with the help of a VA Loan.

I am looking to

You already have a loan in place, but your interest rate is nothing to brag about. Maybe it's time to refinance.

I'm a real estate

Looking to buy another home? Here are five tips to consider before you purchase an investment property.

Get Prequalified Today

Apply online or call with questions (210) 771-8332

How It Works

Find out more about our streamlined process, loan products, mortgage calculators, answers to FAQs and more... 

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  • 473 S. Seguin Avenue
    New Braunfels, TX 78130
  • Office: (830) 609-5626
    Direct: (210) 771-8332
  • Email:
  • Operating Hours: Monday - Friday
    8:00 AM - 5:00 PM

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