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Sente is committed to processes that best support your success and keep you free to sell. Our Underwriting Department maintains consistent turn times and always hunts for solutions and alternatives on files. With an automated underwriter and underwriting directly to Fannie Mae and Freddie Mac, there are no conventional investor overlays. Sente also has in-house underwriting and a UW help desk for scenario questions. Our UW Department jumps through hoops to find the best solutions.

Mortgage Bankers have direct access to the UW on their files, and Appraisal UW is separated from the main file so appraisals can be reviewed immediately upon receipt. Our UW department will also review partial conditions on a conditional decision when there are any issues or concerns that a Mortgage Banker wants reviewed.


Sente gets your borrower their keys fast through an accountable, dedicated Closing Department with superior process management. This includes:

Direct access to Sente's Closers

Consistent turn times with in-house closing and attorney reviews on our LOS

Quick review of funding conditions

An easy-release process for Closing Disclosures (7-day release priority)

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