The Confidence That Comes From a 5-Star Mortgage Experience
We put an emphasis on delivering an unparalleled experience for all of our clients, and it shows with hundreds of positive ratings on Facebook.
Chris Holland was great to work with. Thank you so much for making this transaction smooth and easy.
It is a pleasure to work with Sente. Scott B. and his team are great, and they close on time!
As a first time home buyer, Scott has helped me and my girlfriend out immensely. I will definitely be referring people to him consistently.…
Adam and his team at Sente consistently provide 5 star service to my buyers. A home sale isn’t a home sale until there’s an…
Amy Elizondo was awesome once again! We just used her again for a refinance which I know we had some snags to work through,…
Lupe at Sente Mortgage in Fredericksburg is awesome! This was our second time to work with her and she definitely did not disappoint. Very…
Joe, Tammy and Chris have helped out our family many times. They have advised us and helped us to make the best decisions possible…
Jenny was extremely helpful and informative. If I ever buy another house I would definitely go back to Jenny.
Team Chacon with Sente Mortgage was incredible and went above and beyond throughout our entire home buying process. I was very impressed.
Lupe and Gwen are always attentive to my clients. Lupe has recently worked on a note for a home I represented as the selling…
Rachel was there for us when the banks weren’t. We got a good rate and had everything sorted out in almost no time. Glad…
Sente Mortgage (Scott Baumgartner) offered a great home buying experience. Scott worked with us to buy down our loan rate and customize our escrow.…
Loved working with Rachel. This was one of the smoothest loan transactions I have ever had. We didn’t have one issue. Thank you so…
Chris Holland at Sente Mortgage did a fabulous job on a home I recently sold! He helped close it quickly with little hassle. Way…
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Our mission is to strengthen the financial foundation of families, communities, and our country by putting people in control of their financial futures.
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Knowledge is the first step on the path to a strong financial foundation.
For most Americans, home ownership is the culmination of achieving the American Dream. The home buying process can be an exhilarating and overwhelming at the same time. Exhilarating because of what it represents and the excitement of searching for, and finding, your dream home.
When it comes to selecting a mortgage for your new home purchase, there are a wide array of loan options available. In our experience, many borrowers are unaware of the number of loan products and don't know the different types of products and programs that might be available.
The home loan process can be straightforward, simple and easy to navigate when you have a thorough explanation of what to expect AND when you have an expert mortgage lender to guide you along the journey. At Sente Mortgage, it is our intention to make the process as seamless and transparent as possible.
A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person. In other words, it is a way of predicting the likelihood of a borrower’s ability to repay. The higher the credit score the higher the higher probability of repayment.