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Start a Money Club

People get together all the time to help each other achieve personal goals—reading great books, losing weight, etc. Why not apply the same principles…

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Budget Quiz

We have a saying around the office: “What gets measured gets done.” However, in looking for ways to assess the practical application of budget…

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Discover Your Non-Budget

It’s easy to spend a lot of money on little things — that morning coffee from the drive-through, your afternoon soda break, going out…

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Budget Bout: Needs vs. Wants

Balancing budgets is hard. A frequent challenge is the battle of “needs” versus “wants”. Needs are basic – food, shelter, clothing, etc. Wants are…

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What’s Your REAL Budget?

Many people know they should have a budget, but never get around to actually creating one. Part of what holds people back is trying…

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Spending What You Think?

Every year at Sente Mortgage, we do an enlightening and sometimes even surprising financial-planning exercise. It’s very simple: First, write down the amount you think…

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Timing is Everything

At Sente, we do a yearly business-planning exercise that includes a comprehensive budget. This year we discovered that we are all really good at…

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Achieving Retirement Goals

Simply saving our way to a comfortable retirement can be a challenge. To close the gap between what we save and what we will…

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