Balancing budgets is hard. A frequent challenge is the battle of “needs” versus “wants”. Needs are basic – food, shelter, clothing, etc. Wants are…

Many people know they should have a budget, but never get around to actually creating one. Part of what holds people back is trying…

Every year at Sente Mortgage, we do an enlightening and sometimes even surprising financial-planning exercise. It’s very simple: First, write down the amount you think…

At Sente, we do a yearly business-planning exercise that includes a comprehensive budget. This year we discovered that we are all really good at…

Does it seem like someone’s making off with your money? Before calling the cops, check first to see if the culprit may be you.…