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Savings Quiz


Do you realize that the current national average savings yield is .06% APY? This means consumers are only earning $6 for every $10,000 saved! In this environment, it’s easy to forget about your savings. But savings isn’t just about the money you make from interest; it’s also about sticking to a strategic financial plan.

To see how you stack up to the best practices of saving experts, take the quiz below.

How did you do? Are you a:

  • Strategic Saver (18-20 points) – Congratulations! Keep it up.
  • Savvy Saver (14-16 points) – You are on your way but may need to sharpen some of your savings skills. Did you circle a “Never”? Start with that best practice and see if you can move your answer to “sometimes” over the next few months.
  • Satisfactory Saver (10-12 points) – You know saving is important, and maybe you consistently or sometimes act on some of these best practices. However, now your goal is to target those categories in which you aren’t fully engaged.
  • Scanty Saver (0-8 points) – You have a way to go, but the trick is to get started. Pick one practice and become consistent, and then start on the next one.


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